Federal Grants for Single Mothers – Sources of Financial Aid

Contrary to popular belief there are no specific federal grants for single mothers.  But wait! That doesn’t mean single moms can’t take advantage of government grants to further their education. But they are encouraged to explore their options and apply for grants to help create a brighter future for themselves and their children.  If you’ve been thinking about going back to school to get your degree, there’s no better time than right now to get started.

So, are you ready to take the next step?  Good, let’s take a look at some basic information you need to know about federal grants for single mothers before you search for the right grant for you.  What Are Your Goals? Is there a dream career you’ve always wanted to pursue but the lack of finances make it difficult?  You’re not alone. In the current economic down trend millions of single mothers just like you have the same problem.  But the good news is, there are federal grants for single mothers and hundreds of thousands of other individuals from all walks of life, who want higher education and the chance to make their dreams…a reality.

What Kind Of Federal Grants for Single Mothers are Available?

Federal Supplemental Education Opportunity Grant (FSEOG) – is based on financial needs. The FSEOG program is for a single mom or any individual already enrolled in an undergraduate degree program.  Not all colleges and universities participate in this program so check with your the financial aid office to be sure.  If they do, they will determine your eligibility based on extreme financial need.

Teacher Education Assistance for College and Higher Education Grant (TEACH) – Interested in becoming a teacher? Great!  Fortunately a specific federal grant for single mothers to become teachers is not needed. The TEACH federal grants for single mothers and anyone else who want to teach and give back to struggling communities.  You must also be willing to teach in low income areas.

Pell Grants – this grant is based on financial need. If money is tight this could be the solution to high tuition costs. It is also the first grant you must apply for when seeking financial aid to further your education. You should fill out the Free Application for Federal Student Aid (FAFSA) to apply for your Pell Grant.  If you meet the financial need requirements you could be granted $5,000 dollars or more toward your tuition, and other expenses associated with your educational needs.

How Do You Qualify For Federal Grants For Single Mothers?

The formula used to determine whether or not you will qualify for the Pell Grant was created by U.S. Congress. It basically takes the financial information you submit and determines how much your contribution if any should be toward tuition costs. It doesn’t matter if you’re a single mother or not. It is only based on financial need. Some factors used in determining your eligibility include, assets and current income. This is called the Expected Family Contribution or EFC. Once calculated, this information is sent to the college or university you’re interested in attending.  That institution will then determine the amount you will receive.

The U.S. government has set aside billions of dollars in federal grants for single mothers and others seeking to further their education and lead a better life.  Now, it’s your turn. Check out undergraduate programs at colleges, universities and career schools in your area or online… and prepare for a new and exciting chapter in your future.