Grants for single mothers are in abundance from both the U.S. government and private organizations. So it’s not a question of whether or not there’s money available to help you get an education, find housing or even prepare for the job market. The total amount of money available is easily in the billions of dollars.
So how come so many single moms like yourself have yet to take advantage of all of this ”free money?” That’s a good question that doesn’t have an easy answer. But there are some common reasons thousands don’t even bother to apply for financial assistance. Let’s take a look at the facts and myths.
Myth … Most Grants For Single Mothers Have To Be Repaid
Fact: That’s incorrect. Grants for single mothers in and of themselves are designed to assist single moms and anyone else who is in financial need. Think about it, why require a person who has limited financial resources to pay back a grant.
Myth … There Are No Grants Or Assistance To Pay For Child Care Costs
Fact: Not true! It may take some time and research, but there are grants to help defray child care costs. In fact many states offer programs specifically to help single moms with daycare so they can work and or attend school. It is in their best interest to help you out. If you are focused on getting an education. The chances the state will have to continue to assist you financially in the future is less likely. The Child Care And Development Block Grant was created to provide financial assistance to state programs. Get in touch with your state’s Department of Children & Family Services to find out what’s available.
Myth… Too Old To Get Money For College
Fact: Nothing could be further from the truth. The U.S. Federal Government does not discriminate. This means it doesn’t matter if you’re 25, 45, 75 or a 100! If you meet the financial aid requirements there are grants for single mothers no matter how old you are. As the economy continues to shift. The days of depending on just a high school diploma is rapidly disappearing. More and more employers require at least a bachelor’s degree.
Myth … The Process Is Too Complicated
Fact: Actually, the process is pretty simple and straight forward. There is some paperwork involved. But it’s not complicated. To make it easier, ask your financial aid department what documents and information you’re going to need. Then make sure you gather everything required. If you need help filling out the application, ask for help.
Myth… Grants For Single Mothers Do Not Cover All Of The Tuition & Fees
Fact: That’s true and false. If you’re attending a university where the tuition exceeds the maximum amount of the award. Then it’s true. It means you’re going to have to find additional means of funding your education. Thousands of single moms find themselves in this predicament. But they don’t throw in the towel. They look to see what else is available and apply. If getting a higher education is important to you. You’ll find a way.
On the other hand, if you’re attending a community college. Grants for single mothers like the popular Pell Grant will cover your entire tuition costs.
Myth … It’s Too Difficult And Time Consuming To Find Grants
Fact: Uh ever heard of the internet? Start searching for ”grants for single mothers” on line. You’ll find thousands of grants offered by corporations, colleges, universities, vocational schools and non profits. Now, yes it’s going to take time weeding through them all. Some you will qualify for and others you will not. But ultimately it’s up to you to get the ball rolling.
Myth … Grants For Housing Assistance Take Too Long
Fact: Well depending on where you live and the programs offered, this may indeed be the case. Unfortunately, when you need emergency housing the wheels of bureaucracy can move slowly. However, in many cases you will be offered temporary housing until permanent housing can be found. Some grants for single mothers looking for housing offer emergency funds in the form of a voucher. You’ll be able to locate housing in privately owned homes and apartments approved by the program providing assistance.
There are also some universities who offer housing specifically for those students who are also single moms.
Myth … I Don’t Meet The Financial Requirement Now What?
Fact: Unfortunately, most grants for single mothers are based on financial need. There is no wiggle room when it comes to this requirement. This mean you’ll need to look for other grants that are not financially based. In terms of education, you may apply for grants based on your academic performance. If you’ve got the grades, apply for those grants and scholarships. Also, almost every degree program has a special grant available for those studying in specific fields.
If you don’t qualify on the financial level, there are grants specifically for women in business, science, teaching, technology and a long list of others. So don’t think you can’t go to college because of finances. It may take some creativity on your part. But you can do it!
Myth… Why Get A Grant For College…The Job Market Is Terrible!
Fact: While it’s true the job market and economy is not the best. One thing is certain, it’s even worse for those without a degree. Most jobs that pay a good salary require that you have a degree. Yes there are many who already have their degrees and are finding it tough to find employment in their chosen field. Some careers are simply stagnant at the moment. Use grants for single mothers to pay for your education in a hot career with growth potential. If it’s an area you’re interested in studying. Your chances of employment is much more likely.
Myth… College Grads Don’t Make More Money Than Those Who Are Not
Fact: According to a 2011 study conducted by Georgetown University. They found that college grads earn 84% more throughout their lifetime compared to those without degrees. Wow!
You’ve Got The Facts!…Time To Go Get Your Grant!
Now you can hopefully feel more confident about finding and applying for grants for single mothers. It doesn’t matter if you need help with housing for you and your child. Or to cover tuition. The money is out there, if you don’t apply. Someone else will.