Grants For Single Mothers – The Money Is Out There What’s Keeping You From Getting Your Share?

Grants for single mothers are in abundance from both the U.S. government and private organizations. So it’s not a question of whether or not there’s money available to help you get an education, find housing or even prepare for the job market. The total amount of money available is easily in the billions of dollars.

So how come so many single moms like yourself have yet to take advantage of all of this “free money?” That’s a good question that doesn’t have an easy answer. But there are some common reasons thousands don’t even bother to apply for financial assistance. Let’s take a look at the facts and myths.

Myth … Most Grants For Single Mothers Have To Be Repaid

Fact: That’s incorrect. Grants for single mothers in and of themselves are designed to assist single moms and anyone else who is in financial need. Think about it, why require a person who has limited financial resources to pay back a grant.

Myth … There Are No Grants Or Assistance To Pay For Child Care Costs

Fact: Not true! It may take some time and research, but there are grants to help defray child care costs. In fact many states offer programs specifically to help single moms with daycare so they can work and or attend school. It is in their best interest to help you out. If you are focused on getting an education. The chances the state will have to continue to assist you financially in the future is less likely. The Child Care And Development Block Grant was created to provide financial assistance to state programs. Get in touch with your state’s Department of Children & Family Services to find out what’s available.

Myth… Too Old To Get Money For College

Fact: Nothing could be further from the truth. The U.S. Federal Government does not discriminate. This means it doesn’t matter if you’re 25, 45, 75 or a 100! If you meet the financial aid requirements there are grants for single mothers no matter how old you are. As the economy continues to shift. The days of depending on just a high school diploma is rapidly disappearing. More and more employers require at least a bachelor’s degree.

Myth … The Process Is Too Complicated

Fact: Actually, the process is pretty simple and straight forward. There is some paperwork involved. But it’s not complicated. To make it easier, ask your financial aid department what documents and information you’re going to need. Then make sure you gather everything required. If you need help filling out the application, ask for help.

Myth… Grants For Single Mothers Do Not Cover All Of The Tuition & Fees

Fact: That’s true and false. If you’re attending a university where the tuition exceeds the maximum amount of the award. Then it’s true. It means you’re going to have to find additional means of funding your education. Thousands of single moms find themselves in this predicament. But they don’t throw in the towel. They look to see what else is available and apply. If getting a higher education is important to you. You’ll find a way.

On the other hand, if you’re attending a community college. Grants for single mothers like the popular Pell Grant will cover your entire tuition costs.

Myth … It’s Too Difficult And Time Consuming To Find Grants

Fact: Uh ever heard of the internet? Start searching for “grants for single mothers” on line. You’ll find thousands of grants offered by corporations, colleges, universities, vocational schools and non profits. Now, yes it’s going to take time weeding through them all. Some you will qualify for and others you will not. But ultimately it’s up to you to get the ball rolling.

Myth … Grants For Housing Assistance Take Too Long

Fact: Well depending on where you live and the programs offered, this may indeed be the case. Unfortunately, when you need emergency housing the wheels of bureaucracy can move slowly. However, in many cases you will be offered temporary housing until permanent housing can be found. Some grants for single mothers looking for housing offer emergency funds in the form of a voucher. You’ll be able to locate housing in privately owned homes and apartments approved by the program providing assistance.

There are also some universities who offer housing specifically for those students who are also single moms.

Myth … I Don’t Meet The Financial Requirement Now What?

Fact: Unfortunately, most grants for single mothers are based on financial need. There is no wiggle room when it comes to this requirement. This mean you’ll need to look for other grants that are not financially based. In terms of education, you may apply for grants based on your academic performance. If you’ve got the grades, apply for those grants and scholarships. Also, almost every degree program has a special grant available for those studying in specific fields.

If you don’t qualify on the financial level, there are grants specifically for women in business, science, teaching, technology and a long list of others. So don’t think you can’t go to college because of finances. It may take some creativity on your part. But you can do it!

Myth… Why Get A Grant For College…The Job Market Is Terrible!

Fact: While it’s true the job market and economy is not the best. One thing is certain, it’s even worse for those without a degree. Most jobs that pay a good salary require that you have a degree. Yes there are many who already have their degrees and are finding it tough to find employment in their chosen field. Some careers are simply stagnant at the moment. Use grants for single mothers to pay for your education in a hot career with growth potential. If it’s an area you’re interested in studying. Your chances of employment is much more likely.

Myth… College Grads Don’t Make More Money Than Those Who Are Not

Fact: According to a 2011 study conducted by Georgetown University. They found that college grads earn 84% more throughout their lifetime compared to those without degrees. Wow!

You’ve Got The Facts!…Time To Go Get Your Grant!

Now you can hopefully feel more confident about finding and applying for grants for single mothers. It doesn’t matter if you need help with housing for you and your child. Or to cover tuition. The money is out there, if you don’t apply. Someone else will.

Grants And Scholarships For Single Mothers – The Facts On Getting Your Share

Grants and scholarships for single mothers do exist but you’ll need to prepare yourself to put in the time and effort to find one for you. As a single mom you may face a lot of different challenges on a daily basis. But that’s what separates you from everyone else. When things get tough, it’s often the single mom who stands up and says “I got this!”.

So now that you’ve decided to go back to school, you’re going to need grant and scholarship programs to help you get tuition and other fees paid.

There are thousands of organizations offering money for college. But it’s not as easy as calling them up or just filling out an application. The cold hard fact is most of the grants and scholarships for single mothers available, you may not even qualify for. So the key to increasing your chances of getting one of these grants or scholarships is to check and double check the requirements.

It may sound obvious, but you’d be surprised at how many single moms just apply for any and every scholarship or grant they can find. Hoping that if they fill out enough applications one of them maybe two will award her tuition money.

Well that’s not a good idea. It can also be a waste of time.

Instead, a better idea is to spend a few extra minutes reading the eligibility requirements. If a scholarship for example, states you must have a GPA of at least 3.0 and yours is a 2.5. Move on to the next one. Even if you meet the other criteria, your application will be set aside.

The competition for these grants and scholarships for single mothers can be very competitive. Especially if offered via a non profit organization. They tend to be real sticklers about “following the rules.” Avoid frustration right from the start and only apply for the ones you’re actually eligible for.

Some grants and scholarships for single mothers will base their decision on both financial need and your circumstances. Some will ask you to either write an essay explaining your life, financial struggles and your goals.

You want to make sure your honest about whatever you write. Most of these organizations have board members to decide which applicants are worthy of receiving their financial assistance. Believe us when we tell you, they’ve seen and heard it all. They can tell the difference between a true heartfelt essay on someone’s life. And one that is just made up to try and influence their decision. It’s always best to be honest.

Most scholarships you could apply for are usually offered if you are already enrolled. For example, if you want to become a Certified Public Accountant. There are are CPA organizations that offer scholarships to those who want to become CPA’s. They also tend to base their criteria on your academic performance. If you’ve got the grades and other factors, you may be eligible.

Another point to keep in mind. Just because you have the grades and satisfy whatever other requirements a scholarship may have. Doesn’t mean you will get the scholarship. Eligibility is just a way of creating a smaller sample of applicants. As oppose to allowing just anyone to apply. Besides most organizations don’t have time to sift through several thousand applications. So by creating specific criteria they can narrow the field of applicants down to hundreds instead.

Grants and Scholarships for Single Mothers Available from the Federal Government

These type of programs are almost always based on financial need. There were a few scholarships offered that were based primarily on achievements in math and sciences. Unfortunately, these have been discontinued. Due to government cut backs.

The Pell Grant and the Federal Education Supplemental Opportunity Grant programs have also been cutback. Congress recently made changes that will mean less money for college.

If you’re hoping to go back to school to get your degree, this should not stop you from going forward. The cutbacks doesn’t mean you can’t get a grant. The President has been urging single moms like you to seek out and take advantage of any and all grants and scholarships for single mothers.

The job market of the future is already here today. A high school diploma is no longer enough. A bachelor’s degree is the new high school diploma. So applying for the grants mentioned is absolutely necessary.

There are also grants and scholarships for single mothers offered by non profits and corporations. A good place to start, is by looking up women’s groups online. Many offer college money specifically for single moms, minority women and even women over 35.

If you’re going to get your degree in a career that is not traditionally held by women. Search online and you’ll find several organizations offering up grants and scholarships for single mothers and all women to help them out financially. They do this in order to help increase the presence of women in a particular field. For instance, mechanical and electrical engineering is an area that is male dominated. Yet there are organizations actively looking to help women financially who are interested in those areas.

Another important note is to pay attention to deadlines. Make sure you submit your application before the deadline. Also check to see if you can submit your application online. Or if you will be required to mail your application. If mailing, make sure you give yourself plenty of time ahead of the deadline. It would be a shame to mail an application that had a good chance of being approved for one of these grants and scholarships for single mothers. Only to find out you missed the deadline because your application didn’t reach the organization in time.

It would also be a good idea to find out if express mail or FedEx delivery is acceptable. At least this way you’ll be able to track your application from the time it leaves your hands until it reaches the scholarship or grant organization. The exception to doing this would be any federal grant program. Going through the changes of express mail is not necessary. You’ll apply through your school’s financial aid office anyway.

Grants and scholarships for single mothers are in even bigger demand now that just a year or so ago. With federal cutbacks, more single moms are discovering there are alternatives. But there’s only so much money to go around. If you really want to go back to school, start looking for the financial aid you need now. Wait too long and you will miss out.

Grants for Single Mothers to Buy a Home and Habitat for Humanity

Home ownership is still alive and well in spite of the economy, and there are grants for single mothers to buy a home. If you spend enough time watching the news, it may seem impossible to buy a home right now. Single mothers and low income families looking to get their piece of the American dream do have options. One option that many who are looking for grants for single mothers to buy a home tend to overlook is the Habitat for Humanity. Here’s the way it works. Contact your local branch of the Habitat for Humanity organization. Let them know that you are a single mother and you want to apply for a grant. They will have you fill out an application. Approval is based on income and need. So be sure to provide proof of income. Any other documentation you may need, they will let you know when you arrive to pick your application.

Now this is really the best part. Once you’re approved to receive one of these grants for single mothers to buy a home. A group of volunteers in your area will get together to build you a brand new home! Not only that you and your children get to help with the construction. Once the home is complete you and your children can move in. Will you have to pay a mortgage? Yes you will. But you will only pay what you can afford to pay. It’s not based on market rates and all that other stuff. That’s what makes this such a wonderful opportunity. So not only will you have the pride of ownership, but you’ll also be able to say…”I helped build my home!”

Grants for Single Mothers to Buy a Home and Habitat for Humanity – What to expect?

School Grants for Single Mothers – Continuing Education and Beyond

Before looking for school grants for single mothers, it is important to determine what you wish to go back to school for. If by chance you have not received a high school diploma, it is important to obtain a G.E.D, General Education Diploma. This will allow you to apply for college, without any unforeseen problems. After determining what you are going to school for, choose which schools you would like to go to. Many programs which give school grants for single mothers may require you go to a four year college, instead of a trade school. This is because sometimes, trade schools are not accredited, leading to the education basically being null and void. Sure, no one will ever be able to take your knowledge away, however the diploma, certificate or whatever credential which is earned will not be credible to many employers. The reason you go back to school is for better employment right? So, it defeats the purpose. This isn’t to say there aren’t good trade schools in existence there most certainly are. It is just best to do a bit of research before committing yourself to one.

School Grants for Single Mothers…Free Money

Business Grants For Single Mothers – The Real Truth

If you’re looking for business grants for single mothers to help get your entrepreneurial venture off the ground. Prepare yourself to spend a lot of time searching. The truth is, there are very few organizations willing to give away money to start a business. The statistics for new business start ups probably plays a role in why this is so. Some studies claim a failure rate somewhere between 70 and 80 percent within the first 5 years. With numbers like that, it’s pretty easy to understand why business grants for single mothers are not readily available.

But What About The U.S. Government? Sorry but the federal government is not giving away money for business start ups. See, all federal programs for everything from food assistance, housing, Medicaid and hundreds of other programs. All are possible because of the money provided via tax payers. So, the government can’t just start handing out free cash for just anything.

The programs mentioned were created to help American citizens lead better lives. They are often life lines for many. Where as starting a business is a personal choice. It is not something that is required of you. It is a private business you choose to create. For the same reason there are no grants to help you pay off your credit cards. You chose to create a personal debt you are responsible for paying back. That’s why business grants for single mothers are not supported by the government.

Small Business Grants for Single Mothers Offered by State Programs

Grants For Single Mothers To Pay Bills… Really?

Millions would be overjoyed if they could get grants for single mothers to pay bills. The economy and job market continue to struggle. Everything keeps getting more and more expensive. Gas, utilities, food, rent and even fun stuff like taking your kids to a movie. But your income isn’t keeping pace with inflation.

If you find yourself breathing a sigh of relief each month, after barely paying your bills. You could use a little financial help. But here’s the problem. There aren’t any grants for single mothers to pay bills specifically. The federal government doesn’t have any such programs.

So the next best thing is to see what may be offered by your state and local city government. Even then, your best bet would be to look for grants offered to single moms or anyone else that qualifies. Some emergency cash to get you through the month.

Women’s Groups

Try researching women’s organizations and social groups. Sororities, career related and non-profits organizations can be great resources for single moms. These groups are known for helping single moms. Not every group has national chapters. So you’re going to have to research on your own. Search for those with grants for single mothers to pay bills based on financial need. Typically grants are awarded based on your income, current living situation and personal struggles.