Grants For Single Mothers – The Money Is Out There What’s Keeping You From Getting Your Share?

Grants for single mothers are in abundance from both the U.S. government and private organizations. So it’s not a question of whether or not there’s money available to help you get an education, find housing or even prepare for the job market. The total amount of money available is easily in the billions of dollars.

So how come so many single moms like yourself have yet to take advantage of all of this “free money?” That’s a good question that doesn’t have an easy answer. But there are some common reasons thousands don’t even bother to apply for financial assistance. Let’s take a look at the facts and myths.

Myth … Most Grants For Single Mothers Have To Be Repaid

Fact: That’s incorrect. Grants for single mothers in and of themselves are designed to assist single moms and anyone else who is in financial need. Think about it, why require a person who has limited financial resources to pay back a grant.

Myth … There Are No Grants Or Assistance To Pay For Child Care Costs

Fact: Not true! It may take some time and research, but there are grants to help defray child care costs. In fact many states offer programs specifically to help single moms with daycare so they can work and or attend school. It is in their best interest to help you out. If you are focused on getting an education. The chances the state will have to continue to assist you financially in the future is less likely. The Child Care And Development Block Grant was created to provide financial assistance to state programs. Get in touch with your state’s Department of Children & Family Services to find out what’s available.

Myth… Too Old To Get Money For College

Fact: Nothing could be further from the truth. The U.S. Federal Government does not discriminate. This means it doesn’t matter if you’re 25, 45, 75 or a 100! If you meet the financial aid requirements there are grants for single mothers no matter how old you are. As the economy continues to shift. The days of depending on just a high school diploma is rapidly disappearing. More and more employers require at least a bachelor’s degree.

Myth … The Process Is Too Complicated

Fact: Actually, the process is pretty simple and straight forward. There is some paperwork involved. But it’s not complicated. To make it easier, ask your financial aid department what documents and information you’re going to need. Then make sure you gather everything required. If you need help filling out the application, ask for help.

Myth… Grants For Single Mothers Do Not Cover All Of The Tuition & Fees

Fact: That’s true and false. If you’re attending a university where the tuition exceeds the maximum amount of the award. Then it’s true. It means you’re going to have to find additional means of funding your education. Thousands of single moms find themselves in this predicament. But they don’t throw in the towel. They look to see what else is available and apply. If getting a higher education is important to you. You’ll find a way.

On the other hand, if you’re attending a community college. Grants for single mothers like the popular Pell Grant will cover your entire tuition costs.

Myth … It’s Too Difficult And Time Consuming To Find Grants

Fact: Uh ever heard of the internet? Start searching for “grants for single mothers” on line. You’ll find thousands of grants offered by corporations, colleges, universities, vocational schools and non profits. Now, yes it’s going to take time weeding through them all. Some you will qualify for and others you will not. But ultimately it’s up to you to get the ball rolling.

Myth … Grants For Housing Assistance Take Too Long

Fact: Well depending on where you live and the programs offered, this may indeed be the case. Unfortunately, when you need emergency housing the wheels of bureaucracy can move slowly. However, in many cases you will be offered temporary housing until permanent housing can be found. Some grants for single mothers looking for housing offer emergency funds in the form of a voucher. You’ll be able to locate housing in privately owned homes and apartments approved by the program providing assistance.

There are also some universities who offer housing specifically for those students who are also single moms.

Myth … I Don’t Meet The Financial Requirement Now What?

Fact: Unfortunately, most grants for single mothers are based on financial need. There is no wiggle room when it comes to this requirement. This mean you’ll need to look for other grants that are not financially based. In terms of education, you may apply for grants based on your academic performance. If you’ve got the grades, apply for those grants and scholarships. Also, almost every degree program has a special grant available for those studying in specific fields.

If you don’t qualify on the financial level, there are grants specifically for women in business, science, teaching, technology and a long list of others. So don’t think you can’t go to college because of finances. It may take some creativity on your part. But you can do it!

Myth… Why Get A Grant For College…The Job Market Is Terrible!

Fact: While it’s true the job market and economy is not the best. One thing is certain, it’s even worse for those without a degree. Most jobs that pay a good salary require that you have a degree. Yes there are many who already have their degrees and are finding it tough to find employment in their chosen field. Some careers are simply stagnant at the moment. Use grants for single mothers to pay for your education in a hot career with growth potential. If it’s an area you’re interested in studying. Your chances of employment is much more likely.

Myth… College Grads Don’t Make More Money Than Those Who Are Not

Fact: According to a 2011 study conducted by Georgetown University. They found that college grads earn 84% more throughout their lifetime compared to those without degrees. Wow!

You’ve Got The Facts!…Time To Go Get Your Grant!

Now you can hopefully feel more confident about finding and applying for grants for single mothers. It doesn’t matter if you need help with housing for you and your child. Or to cover tuition. The money is out there, if you don’t apply. Someone else will.

Grants And Scholarships For Single Mothers – The Facts On Getting Your Share

Grants and scholarships for single mothers do exist but you’ll need to prepare yourself to put in the time and effort to find one for you. As a single mom you may face a lot of different challenges on a daily basis. But that’s what separates you from everyone else. When things get tough, it’s often the single mom who stands up and says “I got this!”.

So now that you’ve decided to go back to school, you’re going to need grant and scholarship programs to help you get tuition and other fees paid.

There are thousands of organizations offering money for college. But it’s not as easy as calling them up or just filling out an application. The cold hard fact is most of the grants and scholarships for single mothers available, you may not even qualify for. So the key to increasing your chances of getting one of these grants or scholarships is to check and double check the requirements.

It may sound obvious, but you’d be surprised at how many single moms just apply for any and every scholarship or grant they can find. Hoping that if they fill out enough applications one of them maybe two will award her tuition money.

Well that’s not a good idea. It can also be a waste of time.

Instead, a better idea is to spend a few extra minutes reading the eligibility requirements. If a scholarship for example, states you must have a GPA of at least 3.0 and yours is a 2.5. Move on to the next one. Even if you meet the other criteria, your application will be set aside.

The competition for these grants and scholarships for single mothers can be very competitive. Especially if offered via a non profit organization. They tend to be real sticklers about “following the rules.” Avoid frustration right from the start and only apply for the ones you’re actually eligible for.

Some grants and scholarships for single mothers will base their decision on both financial need and your circumstances. Some will ask you to either write an essay explaining your life, financial struggles and your goals.

You want to make sure your honest about whatever you write. Most of these organizations have board members to decide which applicants are worthy of receiving their financial assistance. Believe us when we tell you, they’ve seen and heard it all. They can tell the difference between a true heartfelt essay on someone’s life. And one that is just made up to try and influence their decision. It’s always best to be honest.

Most scholarships you could apply for are usually offered if you are already enrolled. For example, if you want to become a Certified Public Accountant. There are are CPA organizations that offer scholarships to those who want to become CPA’s. They also tend to base their criteria on your academic performance. If you’ve got the grades and other factors, you may be eligible.

Another point to keep in mind. Just because you have the grades and satisfy whatever other requirements a scholarship may have. Doesn’t mean you will get the scholarship. Eligibility is just a way of creating a smaller sample of applicants. As oppose to allowing just anyone to apply. Besides most organizations don’t have time to sift through several thousand applications. So by creating specific criteria they can narrow the field of applicants down to hundreds instead.

Grants and Scholarships for Single Mothers Available from the Federal Government

These type of programs are almost always based on financial need. There were a few scholarships offered that were based primarily on achievements in math and sciences. Unfortunately, these have been discontinued. Due to government cut backs.

The Pell Grant and the Federal Education Supplemental Opportunity Grant programs have also been cutback. Congress recently made changes that will mean less money for college.

If you’re hoping to go back to school to get your degree, this should not stop you from going forward. The cutbacks doesn’t mean you can’t get a grant. The President has been urging single moms like you to seek out and take advantage of any and all grants and scholarships for single mothers.

The job market of the future is already here today. A high school diploma is no longer enough. A bachelor’s degree is the new high school diploma. So applying for the grants mentioned is absolutely necessary.

There are also grants and scholarships for single mothers offered by non profits and corporations. A good place to start, is by looking up women’s groups online. Many offer college money specifically for single moms, minority women and even women over 35.

If you’re going to get your degree in a career that is not traditionally held by women. Search online and you’ll find several organizations offering up grants and scholarships for single mothers and all women to help them out financially. They do this in order to help increase the presence of women in a particular field. For instance, mechanical and electrical engineering is an area that is male dominated. Yet there are organizations actively looking to help women financially who are interested in those areas.

Another important note is to pay attention to deadlines. Make sure you submit your application before the deadline. Also check to see if you can submit your application online. Or if you will be required to mail your application. If mailing, make sure you give yourself plenty of time ahead of the deadline. It would be a shame to mail an application that had a good chance of being approved for one of these grants and scholarships for single mothers. Only to find out you missed the deadline because your application didn’t reach the organization in time.

It would also be a good idea to find out if express mail or FedEx delivery is acceptable. At least this way you’ll be able to track your application from the time it leaves your hands until it reaches the scholarship or grant organization. The exception to doing this would be any federal grant program. Going through the changes of express mail is not necessary. You’ll apply through your school’s financial aid office anyway.

Grants and scholarships for single mothers are in even bigger demand now that just a year or so ago. With federal cutbacks, more single moms are discovering there are alternatives. But there’s only so much money to go around. If you really want to go back to school, start looking for the financial aid you need now. Wait too long and you will miss out.

College Scholarships for Single Mothers Who Are Hispanic or African American

Hispanic and African-American single moms can take advantage of college scholarships for single mothers. Some are based on financial need and others are awarded based on academic performance. The award amounts vary quite a bit depending on who is awarding the scholarship. There are several corporations that have created foundations to award hard working individuals the gift of a free college education.

Statistically, minority women have the greatest need for financial assistance when it comes to attending college. Unfortunately, a large number have no idea that there are hundreds of private companies literally lining up to award college scholarships for single mothers who are also minorities to help them get a degree.

College Scholarships for Single Mothers – What are some of the programs that is available?

Federal Grants for Single Mothers – Sources of Financial Aid

Contrary to popular belief there are no specific federal grants for single mothers. But wait! That doesn’t mean single moms can’t take advantage of government grants to further their education. But they are encouraged to explore their options and apply for grants to help create a brighter future for themselves and their children. If you’ve been thinking about going back to school to get your degree, there’s no better time than right now to get started.

So, are you ready to take the next step? Good, let’s take a look at some basic information you need to know about federal grants for single mothers before you search for the right grant for you. What Are Your Goals? Is there a dream career you’ve always wanted to pursue but the lack of finances make it difficult? You’re not alone. In the current economic down trend millions of single mothers just like you have the same problem. But the good news is, there are federal grants for single mothers and hundreds of thousands of other individuals from all walks of life, who want higher education and the chance to make their dreams…a reality.

What Kind Of Federal Grants for Single Mothers are Available?

Federal Grants For Single Mothers … How One Woman’s Determination Led Her To Success

Mary had heard there were federal grants for single mothers and wanted to know more about them. See, her life up until that point was pretty tough. Mary, a mother of 3 very active boys. Ages 9, 11 and 14 kept her busy from sunrise to sunset. Raising them alone since her husband passed away just two years prior.

She worked a full-time job as an administrative assistant for a law practice. She’d been there almost 10 years. It was good job. She knew she’d never get rich on the salary she was paid. But still, she was glad to have it. It helped keep her boy’s stomachs full and clothes on their backs. She made just enough to carry her through to the next month.

They didn’t have everything and the neighborhood was getting rough. Mary wasn’t able to give her boys as much as their friend’s parents could unless she can find some federal grants for single mothers. But what was even more of a concern for Mary was her eldest. The fourteen year old. She could see, the neighborhood was beginning to be more of an influence on him than she was. She knew it was time to move out of the neighborhood.

Federal Grants for Single Mothers – The Financial Help She Was Looking For

Single Parent Scholarships and Your Continuing Education

If you are a parent raising your child alone, you may be eligible for single parent scholarships. Bringing up a child can be quite costly, especially if you are doing it by yourself. This is why local and federal governments as well as private agencies have made single parent scholarships available and most importantly it does not have to be repaid, so when looking for funding it should be one of your first financial option. Sure there are loans which you may apply for but why put the extra burden on yourself. This doesn’t mean you won’t need a loan to accomplish your educational goals; however it is best to apply for grants and scholarships for single parents first.

Deciding to apply for a scholarship is a great start towards your educational journey, and to make things go smoothly you must follow the guidelines of the scholarship for which you are applying. Ask yourself the following questions: Am I eligible to apply? Can I get my application in before the deadline? Is there a paper which needs to be written?

Making sure you follow the rules of the scholarship will ensure that your application will not be rejected. The worse thing which can happen to any applicant is having the application returned because something is incorrect. If this happens you may very well be left out of applying, as the closing date may be upon you.

Single Parent Scholarships…Do You Qualify?

Grants For Single Mothers To Buy A Home … How Home Grants Really Work

Pretty much any grants for single mothers to buy a home will be in the form of either down payment assistance or a loan created specifically for those with low incomes or credit issues. What you need to be very clear about is that all but one of these programs will award you free grant money. You will still be required to make monthly mortgage, tax and insurance payments every month. Some programs will require you to repay the assistance. Others may not.

Also it’s really important to understand that these grants are for anyone who qualifies. You won’t find grants for single mothers to buy a home specifically. Plus they are grants from the federal government. Each state has its own program that is funded by the government. So while there are grants for home buyers, the actual money is handed out to each state. So technically you’ll be applying via your home state.

Finally, most of the grants available are for those who already own homes. If low income and have homes in need of repair, modernization or to fix hazardous conditions. The home owner can apply for a special grant to do so.

Ability To Pay

Grant or no grant, you must be able to afford the monthly mortgage payments. You will still have to provide documents showing your income and debt ratio is within the allowable range. The whole point of creating these grants for single mothers to buy a home, is to “help” you out just ?enough to make you a homeowner.

What Grants For Single Mothers To Buy A Home Can You Apply For?