Grants For Single Mothers – The Money Is Out There What’s Keeping You From Getting Your Share?

Grants for single mothers are in abundance from both the U.S. government and private organizations. So it’s not a question of whether or not there’s money available to help you get an education, find housing or even prepare for the job market. The total amount of money available is easily in the billions of dollars.

So how come so many single moms like yourself have yet to take advantage of all of this “free money?” That’s a good question that doesn’t have an easy answer. But there are some common reasons thousands don’t even bother to apply for financial assistance. Let’s take a look at the facts and myths.

Myth … Most Grants For Single Mothers Have To Be Repaid

Fact: That’s incorrect. Grants for single mothers in and of themselves are designed to assist single moms and anyone else who is in financial need. Think about it, why require a person who has limited financial resources to pay back a grant.

Myth … There Are No Grants Or Assistance To Pay For Child Care Costs

Fact: Not true! It may take some time and research, but there are grants to help defray child care costs. In fact many states offer programs specifically to help single moms with daycare so they can work and or attend school. It is in their best interest to help you out. If you are focused on getting an education. The chances the state will have to continue to assist you financially in the future is less likely. The Child Care And Development Block Grant was created to provide financial assistance to state programs. Get in touch with your state’s Department of Children & Family Services to find out what’s available.

Myth… Too Old To Get Money For College

Fact: Nothing could be further from the truth. The U.S. Federal Government does not discriminate. This means it doesn’t matter if you’re 25, 45, 75 or a 100! If you meet the financial aid requirements there are grants for single mothers no matter how old you are. As the economy continues to shift. The days of depending on just a high school diploma is rapidly disappearing. More and more employers require at least a bachelor’s degree.

Myth … The Process Is Too Complicated

Fact: Actually, the process is pretty simple and straight forward. There is some paperwork involved. But it’s not complicated. To make it easier, ask your financial aid department what documents and information you’re going to need. Then make sure you gather everything required. If you need help filling out the application, ask for help.

Myth… Grants For Single Mothers Do Not Cover All Of The Tuition & Fees

Fact: That’s true and false. If you’re attending a university where the tuition exceeds the maximum amount of the award. Then it’s true. It means you’re going to have to find additional means of funding your education. Thousands of single moms find themselves in this predicament. But they don’t throw in the towel. They look to see what else is available and apply. If getting a higher education is important to you. You’ll find a way.

On the other hand, if you’re attending a community college. Grants for single mothers like the popular Pell Grant will cover your entire tuition costs.

Myth … It’s Too Difficult And Time Consuming To Find Grants

Fact: Uh ever heard of the internet? Start searching for “grants for single mothers” on line. You’ll find thousands of grants offered by corporations, colleges, universities, vocational schools and non profits. Now, yes it’s going to take time weeding through them all. Some you will qualify for and others you will not. But ultimately it’s up to you to get the ball rolling.

Myth … Grants For Housing Assistance Take Too Long

Fact: Well depending on where you live and the programs offered, this may indeed be the case. Unfortunately, when you need emergency housing the wheels of bureaucracy can move slowly. However, in many cases you will be offered temporary housing until permanent housing can be found. Some grants for single mothers looking for housing offer emergency funds in the form of a voucher. You’ll be able to locate housing in privately owned homes and apartments approved by the program providing assistance.

There are also some universities who offer housing specifically for those students who are also single moms.

Myth … I Don’t Meet The Financial Requirement Now What?

Fact: Unfortunately, most grants for single mothers are based on financial need. There is no wiggle room when it comes to this requirement. This mean you’ll need to look for other grants that are not financially based. In terms of education, you may apply for grants based on your academic performance. If you’ve got the grades, apply for those grants and scholarships. Also, almost every degree program has a special grant available for those studying in specific fields.

If you don’t qualify on the financial level, there are grants specifically for women in business, science, teaching, technology and a long list of others. So don’t think you can’t go to college because of finances. It may take some creativity on your part. But you can do it!

Myth… Why Get A Grant For College…The Job Market Is Terrible!

Fact: While it’s true the job market and economy is not the best. One thing is certain, it’s even worse for those without a degree. Most jobs that pay a good salary require that you have a degree. Yes there are many who already have their degrees and are finding it tough to find employment in their chosen field. Some careers are simply stagnant at the moment. Use grants for single mothers to pay for your education in a hot career with growth potential. If it’s an area you’re interested in studying. Your chances of employment is much more likely.

Myth… College Grads Don’t Make More Money Than Those Who Are Not

Fact: According to a 2011 study conducted by Georgetown University. They found that college grads earn 84% more throughout their lifetime compared to those without degrees. Wow!

You’ve Got The Facts!…Time To Go Get Your Grant!

Now you can hopefully feel more confident about finding and applying for grants for single mothers. It doesn’t matter if you need help with housing for you and your child. Or to cover tuition. The money is out there, if you don’t apply. Someone else will.

Grants And Scholarships For Single Mothers – The Facts On Getting Your Share

Grants and scholarships for single mothers do exist but you’ll need to prepare yourself to put in the time and effort to find one for you. As a single mom you may face a lot of different challenges on a daily basis. But that’s what separates you from everyone else. When things get tough, it’s often the single mom who stands up and says “I got this!”.

So now that you’ve decided to go back to school, you’re going to need grant and scholarship programs to help you get tuition and other fees paid.

There are thousands of organizations offering money for college. But it’s not as easy as calling them up or just filling out an application. The cold hard fact is most of the grants and scholarships for single mothers available, you may not even qualify for. So the key to increasing your chances of getting one of these grants or scholarships is to check and double check the requirements.

It may sound obvious, but you’d be surprised at how many single moms just apply for any and every scholarship or grant they can find. Hoping that if they fill out enough applications one of them maybe two will award her tuition money.

Well that’s not a good idea. It can also be a waste of time.

Instead, a better idea is to spend a few extra minutes reading the eligibility requirements. If a scholarship for example, states you must have a GPA of at least 3.0 and yours is a 2.5. Move on to the next one. Even if you meet the other criteria, your application will be set aside.

The competition for these grants and scholarships for single mothers can be very competitive. Especially if offered via a non profit organization. They tend to be real sticklers about “following the rules.” Avoid frustration right from the start and only apply for the ones you’re actually eligible for.

Some grants and scholarships for single mothers will base their decision on both financial need and your circumstances. Some will ask you to either write an essay explaining your life, financial struggles and your goals.

You want to make sure your honest about whatever you write. Most of these organizations have board members to decide which applicants are worthy of receiving their financial assistance. Believe us when we tell you, they’ve seen and heard it all. They can tell the difference between a true heartfelt essay on someone’s life. And one that is just made up to try and influence their decision. It’s always best to be honest.

Most scholarships you could apply for are usually offered if you are already enrolled. For example, if you want to become a Certified Public Accountant. There are are CPA organizations that offer scholarships to those who want to become CPA’s. They also tend to base their criteria on your academic performance. If you’ve got the grades and other factors, you may be eligible.

Another point to keep in mind. Just because you have the grades and satisfy whatever other requirements a scholarship may have. Doesn’t mean you will get the scholarship. Eligibility is just a way of creating a smaller sample of applicants. As oppose to allowing just anyone to apply. Besides most organizations don’t have time to sift through several thousand applications. So by creating specific criteria they can narrow the field of applicants down to hundreds instead.

Grants and Scholarships for Single Mothers Available from the Federal Government

These type of programs are almost always based on financial need. There were a few scholarships offered that were based primarily on achievements in math and sciences. Unfortunately, these have been discontinued. Due to government cut backs.

The Pell Grant and the Federal Education Supplemental Opportunity Grant programs have also been cutback. Congress recently made changes that will mean less money for college.

If you’re hoping to go back to school to get your degree, this should not stop you from going forward. The cutbacks doesn’t mean you can’t get a grant. The President has been urging single moms like you to seek out and take advantage of any and all grants and scholarships for single mothers.

The job market of the future is already here today. A high school diploma is no longer enough. A bachelor’s degree is the new high school diploma. So applying for the grants mentioned is absolutely necessary.

There are also grants and scholarships for single mothers offered by non profits and corporations. A good place to start, is by looking up women’s groups online. Many offer college money specifically for single moms, minority women and even women over 35.

If you’re going to get your degree in a career that is not traditionally held by women. Search online and you’ll find several organizations offering up grants and scholarships for single mothers and all women to help them out financially. They do this in order to help increase the presence of women in a particular field. For instance, mechanical and electrical engineering is an area that is male dominated. Yet there are organizations actively looking to help women financially who are interested in those areas.

Another important note is to pay attention to deadlines. Make sure you submit your application before the deadline. Also check to see if you can submit your application online. Or if you will be required to mail your application. If mailing, make sure you give yourself plenty of time ahead of the deadline. It would be a shame to mail an application that had a good chance of being approved for one of these grants and scholarships for single mothers. Only to find out you missed the deadline because your application didn’t reach the organization in time.

It would also be a good idea to find out if express mail or FedEx delivery is acceptable. At least this way you’ll be able to track your application from the time it leaves your hands until it reaches the scholarship or grant organization. The exception to doing this would be any federal grant program. Going through the changes of express mail is not necessary. You’ll apply through your school’s financial aid office anyway.

Grants and scholarships for single mothers are in even bigger demand now that just a year or so ago. With federal cutbacks, more single moms are discovering there are alternatives. But there’s only so much money to go around. If you really want to go back to school, start looking for the financial aid you need now. Wait too long and you will miss out.

Government Grants For Single Mothers Who Are Ready To Start Their Own Business

For single moms ready to be their own boss, there are plenty of government grants for single mothers to help launch a new business. You know it’s amazing how quickly society forgets that it’s not just about taking care of the kids. Of course children are important that should go without saying. But there are plenty of single mothers who already have their degrees.

There are also hundreds of thousands of single moms who get up and head to work everyday to keep a roof over their heads and food on the table. Not easy but they get it done.

Among the millions of single moms in the U.S. are those with dreams of owning their own business. It could be a brand new idea or maybe a new twist on an old idea. Whatever, they have the skills to become business leaders and recognized entrepreneurs in their communities. All they need is a little help financially.

If that’s you mom, congratulations. You’re here right now reading this because you want a piece of what makes this country great. Entrepreneurship! Maybe someone suggested you go online to learn more about government grants for single mothers. Or, maybe you’ve finally had enough of working so hard to help someone else’s dream come true. You’re ready to put that same blood, sweat and tears into your own business!

Well, it’s time to get started.

Applying for government grants for single mothers ready to start a business can be tedious and time consuming. So the sooner you start the better.

Now there are a few things you should be aware of before you start.

Pell Grants For Single Mothers Your First Step Towards An Experience Of A Lifetime!

Applying for and being awarded Pell Grants for single mothers can allow you get a higher education and experience life from a totally new perspective. When you choose to return to school, it’s a major step in your life. For many, it’s kind of scary. But life wouldn’t be much fun if you didn’t challenge yourself once in a while. But there’s another more serious reason for getting your degree.

Times have changed dramatically.

You already know how important getting a degree is if you want to begin or advance in your current career. The majority of employers want job applicants to have at least a Bachelor’s degree.

In fact, if you could take a look at the education requirements for positions as recent as 5 years ago. You’ll notice a pattern. Then you only needed a high school diploma or GED. Now that same position requires that you have at least a Bachelor’s degree. The job is the same, but the education requirement went up.

Now is the time to take advantage of and apply for Pell Grants for single mothers. If you’re going to begin a new career or hope to advance in your current career. You’re not likely to land that dream position with just a high school diploma or GED. Your competition for even jobs that are considered entry level now require degrees.

Now of course you can still find plenty of jobs that do not require a Bachelor’s degree. So you may figure trying to get one of the Pell Grants for single mothers is really not necessary.

Government Assistance for Single Mothers and Resources

In the recent years there has been an increasing number of single mothers by choice or because of unavoidable situations thus comes in the much needed government assistance for single mothers. Left with the responsibility of bringing up a child or two, pay for rent or even continue paying for a mortgage after a separation and more so having to deal with the demands of daily living. These can be very stressful for an individual bearing in mind that you are practically all alone in this battle.

For a single woman to wake up one day an realize that there is several mouths to feed, medical bills to pay in the event a child gets sick or injured, monthly rental due is coming up and endless bills to update can definitely take a toll. To be thinking of these basic but essential necessity day in and day out its either a person ends up having a nervous breakdown or has to collect one self and organize her thoughts and see she can do to deal with things. This is where the presence of government assistance for single mothers sets in.

Where can you get government assistance for single mothers ?

Home Loans For Single Mothers Living In Rural America

There are several home loans for single mothers living in rural areas of the United States. According to the recent Census Bureau data. There are over 308 million people living in the U.S. Of that total a little over 51 million Americans live in rural areas. The largest percentage of those defined as homeless living in rural areas are single mothers and their children.

In these areas single mothers are more likely to end up living with other family members, in campers or even in cars. Millions of single moms are looking for their piece of the American Dream. A program sponsored by the USDA Rural Development agency could be the source for home loans for single mothers struggling to own a home of their own.

Programs

The USDA Rural Development department has loans, grants and loan guarantee programs available anyone interested in becoming a homeowner.

Eligibility

These home loans for single mothers are for those whose incomes range from very low to moderate. You must also live in an area designated as “rural” by the United States Department of Agriculture. There may be additional requirement for each program. Read the eligibility requirements carefully and be sure you meet the criteria before you apply.

Guaranteed Rural Housing Loan

Pell Grants for Single Mothers a Way to Advanced Your Education

Pell grants for single mothers can immensely help achieved a full education so that they can provide a better future for their loved ones. Unfortunately, with the rising cost of education and the ever-increasing living costs, getting the education that you need may have to wait a little while longer. The same goes for those families who are in the low-income bracket. But if you really want to fast track your way to corporate success, waiting for the right time to continue your studies may not be enough.

Claiborne Pell was a US senator and the author of the federal grant that allows the continued access of students to education but who have low incomes. Initiated in the late 1960s to the mid and late 1970s, pell grant was made possible for a lot of students who are in the process of trying to continue their studies but are not financially capable of paying back any loans, or at least these students have a lower capacity to pay for any continued access to schooling. Pell grants for single mothers are awarded to those students who are in the low-income family group. This family group may consist of anyone who are not that financially capable of paying for continued studies while they are working full time to support their families.

Pell Grants for Single Mothers Application Requirements